Buying a House Together Calculator
Buying with a friend, family or a partner? See who owns what, the loan, and each person's repayments.
Free Co-ownership Calculators
Simple, free tools for anyone buying or owning property with other people.
Buying or owning a property with friends, family or a partner throws up the same money questions again and again: who owns what, who pays what, and what a share is worth if someone leaves. These free calculators answer each one in seconds - no sign-up, no email.
They run the same money math that powers Laddered, the platform for managing property co-ownership. Get your numbers here, then, when you are ready, do it for real with your co-owners.
Co-ownership Expense Split Calculator
Divide a shared property bill by each owner's share - down to the cent.
Co-owner Buyout Calculator
Work out what one co-owner's share is worth when they exit.
Questions
Are these calculators really free?
Yes. They run entirely in your browser, need no account, and collect no personal information. Use them as often as you like.
Do they work for Australia and the United States?
Yes. The math is the same everywhere; each tool uses wording familiar in both markets and links to an Australian or US guide for the country-specific tax and legal detail.
Is this financial or legal advice?
No. These are educational estimates to help co-owners get aligned. For your specific situation, check with a qualified conveyancer, attorney, accountant or adviser.